Renew Your Mortgage with Eclipse
Renewing your mortgage with Eclipse Mortgages is fast and simple. Find out how it works.
Why renew with Eclipse Mortgages
- A dedicated Renewal Account Manager is there to help you through the entire renewal process
- You won’t need to requalify, which means less paperwork and less stress for you
- Skip legal, transfer, appraisal, or discharge fees – renew with Eclipse for a nominal fee
- Get the lowest possible rate with the help of your renewal account manager
- Continue to access our Property Tax Service and Mortgage Home Protection
5 steps to renew your Eclipse mortgage
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1
A Renewal Notice
You will receive a reminder of your upcoming renewal approximately 3 months prior to your maturity date. -
2
Watch out for your Renewal Offer
Your offer will be sent to you by mail or via MyEclipse approximately 45 days prior to maturity in all provinces but Alberta. Homeowners of properties in Alberta will receive your renewal offer 60 days prior to maturity.Log in to MyEclipse -
3
Give us a call
Eclipse has a team of qualified and experienced Renewal Account Managers dedicated to looking after your mortgage renewal needs.Call: 1-866-800-4002 -
4
Choose what’s right for you
Simply select the term and rate that’s best for you. Take a look at our mortgage options to see what fits your needs best.Mortgage products -
5
Your mortgage is updated!
It’s that easy! A Renewal Confirmation will be sent to you by mail or via MyEclipse!
Common Questions About Mortgage Renewal
What is a mortgage renewal?
Renewing your mortgage means staying with your current lender for another term. At the time of your renewal, you will have the opportunity to review your mortgage terms.
Do I have to requalify when I renew my mortgage?
You do not need to requalify to renew your mortgage with Eclipse. Renewing is fast and easy.
Can I renew my mortgage early?
If you are in an open term, you may have the option to renew or convert your Eclipse mortgage early into a fixed term. Contact our Renewal Account Managers at 1-866-800-4002 to find out your options.
What if I miss my renewal date?
If you don’t return the signed renewal agreement by the time your mortgage matures, your mortgage will be automatically renewed into the 1-year term offered to you on your Renewal Offer.
Have Questions?
Our Renewal Account Managers are here to answer any mortgage questions you might have.
Call: 1-866-800-4002