Documents & Conditions

Get the information you need for a smooth mortgage closing.

Man and woman looking at tablet Man and woman looking at tablet

Your final steps to an Eclipse mortgage

If you have been approved for an Eclipse mortgage, there is documentation you’ll need to provide in order to finalize your mortgage and get the funding you need to close your home purchase.

Income Documentation

You will need to provide verification of your employment and income – whether you are compensated by salary, an hourly wage, commission, pension, or self-employment income.
Family on couch

Down Payment Documentation

Your down payment may come from various sources, and you’re required to let us know where the funds come from. Examples may include:
  • Savings or investments
  • Gift from a family member
  • Proceeds from the sale of an existing property
Woman smiling

Appraisal

The value of your property is based on its current state, and Eclipse will lend you funds in line with that specific value. In order to be sure we have a fair and accurate evaluation, we usually get a third-party appraiser to conduct an appraisal. This means that someone may be calling you to arrange a time to view the property.

Please try to accommodate these requests as they will help to speed up the process of funding your mortgage.

Man and woman looking at paper
Mom holding child

Get Started

For questions, rates or to start a mortgage application, professional mortgage brokers are available to help.
Find a broker